Figma Review 2026: Pricing, Seats, AI Credits and Fine Print

What Figma is in 2026

Figma is a collaborative design platform that runs in the browser, with desktop apps for macOS and Windows. Several people can edit the same file at once, comment on it and hand it off to developers without exporting anything.

What you buy now is a suite. Figma's pricing FAQ says that "The Full seat includes full access to all Figma products, including Figma Design, Dev Mode, Figma Slides, FigJam, and Figma Sites" and that "you cannot buy Figma Design on its own." In practice that means:

• Figma Design - the interface design editor, with components, variables, auto layout and prototyping.
• Dev Mode - the developer view for inspecting specs, measurements and code snippets.
• FigJam - the online whiteboard for workshops, diagrams and retros.
• Figma Slides - presentations built from the same components and styles.
• Figma Sites and Figma Buzz - website publishing and on-brand marketing assets, both still labelled as "currently in beta" in the help centre.
• Figma Make - prompt-to-app prototyping that writes working code.
• The Figma agent - an AI agent that works on the canvas, launched to everyone around Config 2026.

The bundle is good value if your team really uses several of these tools. If you only need a vector editor for a few screens, you are paying for a lot you will not open.

Figma pricing in 2026: plans and seat prices

Figma charges per seat, and the price depends on both the plan and the seat type. These are the prices listed on figma.com/pricing in October 2026:

Starter - free

"Free limited access to Figma products" with "Unlimited drafts | UI kits and templates | 150 AI credits/day, up to 500 AI credits/mo".

Professional - small teams

• Full seat: $16 per month + 3,000 AI credits a month
• Dev seat: $12 per month + 500 AI credits a month
• Collab seat: $3 per month + 500 AI credits a month

Organization - billed annually

• Full seat: $55 per month + 3,500 AI credits a month
• Dev seat: $25 per month + 500 AI credits a month
• Collab seat: $5 per month + 500 AI credits a month

Enterprise - billed annually

• Full seat: $90 per month + 4,250 AI credits a month
• Dev seat: $35 per month + 500 AI credits a month
• Collab seat: $5 per month + 500 AI credits a month

What that means in real money

• Solo designer on Professional: one Full seat at $16 a month, or $192 a year billed annually.
• A team of five designers and three developers on Professional: 5 Full seats ($80) + 3 Dev seats ($36) = $116 a month, or $1,392 a year.
• The same team on Organization: 5 x $55 + 3 x $25 = $350 a month, or $4,200 a year.
• The same team on Enterprise: 5 x $90 + 3 x $35 = $555 a month, or $6,660 a year.

View seats are free on every plan, so stakeholders who only need to look and comment add nothing to the bill. Figma does not offer a nonprofit discount ("We do not have any discounts for non-profits," says its pricing FAQ). Students and educators can get free access through Figma for Education, covered in the FAQ below.

Seat types: Full, Dev, Collab and View

The seat type decides which products a person can use. Figma's help centre lists four seat types: "Full, Dev, Collab, or View". The differences that matter most:

• Full - the only seat that can edit Figma Design and fully use Figma Make. Includes Dev Mode, FigJam, Slides and Sites.
• Dev - full Dev Mode, can create in FigJam and in Slides ("Yes, but no access to design mode"). Figma Make is only "Available to try in drafts".
• Collab - can create in FigJam and Slides. No Dev Mode, and Make is limited to drafts.
• View - "the free View seat, which provides only view and comment across Figma products".

A common mistake is giving every developer a Full seat. If they only inspect designs and grab specs, a Dev seat costs $4 a month less on Professional ($12 vs $16), $30 less on Organization ($25 vs $55) and $55 less on Enterprise ($35 vs $90).

The setting that controls who gets a paid seat also matters. Figma offers three options: "Manually approve seats", "Manually approve, unless seat is available (default)", and "Auto-approve seats". With the last one, "If there are no seats available, a new seat will be purchased", so any request to edit can add a paid seat to your bill without anyone approving it.

The free Starter plan: what you actually get

Starter is a real way to learn Figma and do small personal projects, but it is built to push teams onto a paid plan. According to the help centre it includes Figma Design, FigJam, Figma Slides, Figma Draw, Figma Sites, Figma Buzz and Figma Make, but "Dev Mode is not available on the Starter plan."

The limits that matter:

• 3 Figma Design and Figma Sites files in total, 3 FigJam files and 3 Figma Slides files.
• No limit on drafts and no limit on Figma Buzz files.
• Figma's pricing FAQ says you can "co-edit with unlimited users on up to 3 files (limit of 3 pages per file)".
• Only 30 days of version history.
• No team libraries, so no shared components across files.
• No publishing in Figma Sites, and no template publishing in Slides or Buzz.
• Only one folder (project), no SSO and no AI image tools.
• People you invite to your drafts get view access only.
• AI credits: 150 a day, up to 500 a month.

The three-file cap and the missing team libraries are what usually push people to upgrade. Unlimited drafts help a solo user, but drafts cannot be shared for editing, so they are not a way around the team limits.

AI credits: how far they go

Every Figma AI feature now draws from a monthly credit allowance tied to the seat. The help centre gives these allowances per seat per month:

• Full seat: 500 on Starter, 3,000 on Professional, 3,500 on Organization, 4,250 on Enterprise.
• Dev, Collab and View seats: 500.
• "Starter plan users or users with a View seat also have a daily limit of 150 credits."
• Seat credits "Reset monthly; Don't roll over; Can't be shared".

What things cost, using Figma's published consumption rates as of October 6, 2026:

• Remove background: 1-5 credits per image.
• Boost image resolution: 5-10 credits per image.
• Make image: 2 (ChatGPT Images 2.0), 6 (Nano Banana 2 Lite), 8 (Nano Banana) or 16 (Nano Banana 2) credits per image.
• Add interactions: 20 credits per use.
• Figma Make: about 30+ to change a font, 75+ to make something interactive, 100+ for an app from scratch.
• Figma agent: 300+ for a 5-screen mobile checkout flow.

Do the math and the limits feel tight. A Professional Full seat's 3,000 credits cover roughly ten agent runs the size of Figma's own checkout example, or around thirty "app from scratch" prompts in Make. Dev and Collab seats get 500, which is barely two agent runs. If you only use background removal and the odd generated image, you will never notice the cap.

Figma Weave has a separate pool: the help centre notes there are "Figma Weave AI credits - these two pools are separate."

Buying more credits

Figma announced paid credit add-ons in December 2025, starting March 11, 2026, and said that "starting on March 18, 2026, we will enforce all seat credit limits." On August 25, 2026 the add-ons were changed "to include more credits for the same cost": "2x more credits on the Professional plan, and 1.6x more credits on the Organization and Enterprise plans". Current add-on prices are only shown in the admin dashboard, so check there before you budget.

The billing terms for add-ons are different by plan. On Professional, "the AI credits subscription is a month-to-month subscription, even if your plan is on annual billing". On Organization and Enterprise it is "an annual subscription that aligns with your existing Figma contract term", and you can "Downgrade or cancel only during the 30-day renewal window".

What's new: Config 2026, Figma Make and the agent

At Config 2026 (Figma's June 24, 2026 recap) the company announced "code layers, Figma Motion, shaders, generative plugins and Weave tools, all on the canvas." The changes that matter most for a buyer:

• Code layers - real React code next to the design on the canvas. Figma said the rollout would start in July 2026.
• Figma Motion - a timeline and keyframe editor for animation inside Figma.
• Weave tools - generative image and style-transfer workflows, with their own credit pool.
• The Figma agent - launched to everyone around Config, with FigJam and Slides support on a waitlist. It became generally available, and started using AI credits, on October 6, 2026.

Figma Make is the strongest of the AI tools for quick prototypes: you describe an app, it writes the code, and you can click through the result. Only Full seats get full Make access, though, and each app-sized prompt costs 100+ credits, so heavy Make users will run into the credit cap long before the seat price becomes the problem.

Billing fine print: refunds, added seats and downgrades

This is where Figma is least friendly, so read it before committing to an annual plan.

• No refunds. "Payments for Figma subscriptions are non-refundable."
• Cancelling Professional: "At the end of your billing period, Figma will downgrade your team to a free Starter team." Your files stay, but the Starter limits apply again.
• Cancelling Organization or Enterprise: you have to "contact our support team."
• Seats added mid-term on annual Professional: "Figma charges you a separate monthly subscription for those seats at the monthly price." So the annual discount does not apply to people you add later.
• Professional proration: new seats are added to the next invoice, "prorated from the day of approval through the end of your subscription period".
• Organization and Enterprise billing: an "annual subscription with quarterly invoices sent every three months", with new seats billed pro rata to the end of the annual term.
• No refund for removed seats on Org or Enterprise: "We won't issue a prorated refund when you downgrade a user to a free View seat, or remove the seat."

Platforms, mobile and offline use

• Browser: works in any modern browser, with nothing to install.
• Desktop: macOS 12 or later and Windows 10 or later (64-bit), with a separate Windows on Arm build. Old app versions lose support "six months after release".
• Mobile: iOS 16+ and Android 8+. "It's not possible to edit Figma Design files or Figma Slides decks using the mobile app." The mobile app is for viewing, commenting and checking prototypes. FigJam can be edited on iPad.
• Offline: "We don't currently have plans to support a fully-featured offline mode." Only the current page and pages loaded during the session are available offline, without version history.

If you often work on planes or with poor connections, this is a real limit. Figma is cloud-first, and the files live on Figma's servers rather than on your disk.

Is Figma a safe long-term bet?

Figma went public in 2025: it priced 36,937,080 Class A shares at $33.00 each, with trading on the NYSE under the ticker "FIG" expected to start on July 31, 2025. That means it publishes quarterly results, which gives buyers more visibility than a private company would.

In its second-quarter 2026 results, released August 5, 2026, Figma reported revenue of $370.1 million, up 48% year over year, and 15,964 paying customers with more than $10,000 in annual recurring revenue. It reported net dollar retention of 136% and guided full-year 2026 revenue to about $1.46 billion. Figma is not going anywhere, but a public company that is growing fast also has every reason to keep making money from AI through credits and add-ons.

Pros and cons

Pros

• Real-time collaboration in the browser that still sets the standard.
• One Full seat covers design, Dev Mode, whiteboarding, slides, sites and AI prototyping.
• Free View seats for stakeholders on every plan.
• A usable free plan with unlimited drafts for learning.
• Free Professional or Enterprise access for verified students and educators.
• Fast-moving AI features, including Figma Make, the agent and code layers.

Cons

• Big price jumps between plans: a Full seat goes from $16 to $55 to $90 a month.
• AI credits run out quickly with the agent and Make, and add-on prices are only shown in the admin dashboard.
• Subscriptions are non-refundable, and Org/Enterprise give no refund for removed seats.
• Seats added mid-term on annual Professional are billed at the monthly price.
• No real offline mode and no design editing on phones.
• No nonprofit discount.

Verdict: who should pay for Figma

For most product designers and small teams, Professional is the right plan. At $16 a month per Full seat billed annually, with Dev seats for developers and free View seats for everyone else, it is still the best value collaborative design tool around. Set seat approvals to manual, buy only the Full seats you need, and keep an eye on AI credits if you lean on Make or the agent.

Move up to Organization when several teams share one design system and you need central administration, and accept that the Full seat price more than triples. Enterprise is for companies that need its governance and security controls and have a procurement team to negotiate terms.

Stay on Starter if you are learning, working on a personal project or only ever touching three files. If you are a student or teacher, apply for Figma for Education before you pay anything.

New to the editor itself? Our beginner's tutorial walks through designing a first app screen by screen.

• Figma for Beginners: Design Your First App in 2026 ↗

Frequently asked questions

How much does Figma cost per month in 2026?

A Professional Full seat costs $16 a month billed annually, and paying month to month costs more. On Professional, Dev seats are $12 and Collab seats $3. On Organization (billed annually) seats are $55 / $25 / $5, and on Enterprise they are $90 / $35 / $5. View seats are free.

Is Figma still free?

Yes, the Starter plan is free. You can make unlimited drafts, but you only get 3 Design or Sites files, 3 FigJam files and 3 Slides files, plus 30 days of version history, no team libraries, no Dev Mode and up to 500 AI credits a month (150 a day).

Can I get a refund on Figma?

No. Figma states that "Payments for Figma subscriptions are non-refundable." Cancelling a Professional plan moves your team to Starter at the end of the billing period. Organization and Enterprise customers must contact support to cancel and get no prorated refund for removed or downgraded seats.

What happens when I run out of AI credits?

You cannot use credit-based AI features until your allowance resets next month, unless your team buys an add-on. Figma has enforced seat credit limits since March 18, 2026. Seat credits reset monthly, do not roll over and cannot be shared between people.

Do developers need a paid Figma seat?

Only if they need Dev Mode. A free View seat is enough to view and comment. A Dev seat ($12 a month on Professional, billed annually) adds full Dev Mode, and it costs less than a Full seat on every plan.

Is Figma free for students and teachers?

Yes. Figma for Education gives verified students and educators free access: K-12 schools get the Enterprise plan, while higher education, approved bootcamps and secondary schools get Professional. The help centre says verification lasts one year for students and two years for educators.

Does Figma work offline or on a phone?

Only to a limited degree. Offline you can keep working on pages already loaded in the session, without version history, and Figma has no plans for a full offline mode. The iOS and Android apps cannot edit Figma Design files or Slides decks, although FigJam can be edited on iPad.

Key takeaways

• One Full seat bundles Figma Design, Dev Mode, FigJam, Slides, Sites, Make and the Figma agent; Figma Design cannot be bought on its own.
• Professional costs $16 per Full seat a month billed annually; Organization is $55 and Enterprise $90, both billed annually. View seats are free.
• Starter is free but limited to 3 Design or Sites files, 3 FigJam files and 3 Slides files, 30 days of history and no Dev Mode.
• AI credits (3,000 a month on a Professional Full seat) are enforced and run out fast with the agent (300+ per flow) and Make (100+ per app).
• Payments are non-refundable, seats added mid-term on annual Professional are billed at the monthly price, and auto-approved seats can grow your bill.
• Best for: designers and product teams who collaborate daily. Skip it if you need offline work or a nonprofit discount.