Fotor Review 2026: What the AI Photo Editor Costs, Limits and Keeps

What Fotor is in 2026

Fotor is made by Everimaging, a company based in Chengdu, China. It runs in the browser at fotor.com and as apps for iOS, Android, Mac and Windows. The product is three things in one account: a classic photo editor (crop, adjust, filters, retouch), a design tool with templates for social posts, posters and collages, and an AI layer that covers background removal, object and watermark removal, upscaling, face swap, AI headshots, image generation and video generation.

The AI generators are not one in-house model. Fotor's privacy policy names the providers your prompts and images are sent to: Veo, Nano Banana, Kling, Seedance, Hailuo, FLUX, Wan, Qwen, Midjourney, Seedream, Pixverse and Fotor's own Classic model. In September 2026 Fotor also launched Fotor Agent, a chat-driven assistant aimed at motion graphics and longer videos, and earlier in the year it repositioned the app around 'vibe marketing' visuals for sellers.

• iOS App Store: 4.7 out of 5 from about 42K ratings, free with in-app purchases, age rating 16+, requires iOS 13.0 or later.
• Google Play: 4.3 stars from about 732K reviews, 10M+ downloads, and the listing notes that the app contains ads.
• Seller: Chengdu Everimaging Science and Technology Co., Ltd. on iOS, Everimaging Ltd. on Google Play.

Plans and pricing

Fotor's pricing page lists four tiers. The feature table is public; the prices are filled in by the browser at checkout and vary by platform and region, so the exact figure you pay depends on where you buy.

• Basic - free forever. 1 concurrent generation, 50 AI Agent chats, 512MB cloud storage, 'Normal' JPG/PNG/PDF export, a limited number of free credits.
• Pro - 100 credits per month, 10 concurrent generations, 2,000 Agent chats, 2GB cloud storage, HD JPG/PNG/PDF and transparent PNG export, no ads.
• Pro+ - 300 credits per month, 30 concurrent generations, 4,000 Agent chats, 100GB cloud storage, plus batch editing, brand kits and AI Slides.
• Max - 1,000 to 50,000 credits per month depending on the level you choose, 50 concurrent generations, 10,000 Agent chats, 500GB cloud storage.

What Pro actually costs

On the US App Store on 4 October 2026, Fotor Pro is listed at $8.99 a month, $47.99 a year or $6.99 a week. Fotor's own help-centre screenshot of a web subscription, published in an article updated on 2 October 2026, shows a Fotor Pro Monthly Plan with a next billing amount of US$10.99. An older Fotor affiliate page quoted $8.99 a month or $39.99 a year. In other words, web and app prices are not the same, and the annual price has moved.

We could not verify Fotor's own Pro+ and Max prices from a primary source, so we are not quoting them. Max is sold as a ladder of credit levels, so its price scales with the credits you pick. Check the figure on the checkout screen of the platform you will actually use, and note that the weekly in-app plan is by far the most expensive way to pay.

How credits work, and why 100 is not much

Subscription credits are issued monthly, even on an annual plan: 100 for Pro, 300 for Pro+, and 1,000 to 50,000 for Max. What eats them is the model you pick. Fotor's pricing page lists the current per-image costs:

• Classic model - 1 credit per image.
• Seedream 5.0 Pro - 5 credits per image.
• GPT Image 1 Medium - 10 credits per image.
• Nano Banana Pro - 15 credits per image.
• Kling 3.0 video - about 25 credits per 5 seconds.
• Veo 3.1 video - about 250 credits per 8 seconds.

So Pro's 100 monthly credits buy around 100 Classic images, 20 Seedream 5.0 Pro images or about 6 Nano Banana Pro images. They do not cover a single 8-second Veo 3.1 clip. Other tools have their own prices in Fotor's credit table: 2 credits per image for the baby, hairstyle, clothes and age changers, 2 per face swap, 4 for the advanced watermark remover, 5 for Face Mimic, 20 for a video background or object removal, 10 for an AI Slides deck, and 10 to 50 credits for a 4-second clip from Fotor's own AI video generator depending on resolution.

Rollover and expiry

Unused subscription credits roll over for up to 5 months of accumulation as long as you stay subscribed. If you cancel, all subscription credits expire on the date your subscription ends. Credits bought separately last 2 years from purchase, and credits earned through activities usually last only 1 day.

Fotor also sells credits-only plans. These can be used only to generate AI images and do not include membership benefits such as HD export or ad-free use. They can run alongside a Pro or Pro+ subscription.

What the free plan keeps

Basic is usable for quick personal edits, but Fotor is explicit that it is a taster. The free account gets basic features and limited templates and design resources, and it does not support designing work for commercial use.

• Exports are 'Normal' JPG, PNG or PDF; HD export and transparent PNG are paid features.
• Any effect, feature or template that shows a watermark belongs to Pro or Pro+ - a diamond icon marks Pro, a crown marks Pro+.
• Storage is 512MB and only one AI generation can run at a time.
• Free credits exist but Fotor does not publish a number, only 'Limited Free credits'.
• The Android app shows ads; paid plans are ad-free.

Pro vs Pro+: the limits that decide it

The headline difference is credits (100 vs 300 a month), but two less visible limits matter more for heavy users.

The 200-a-day cap on Pro

Pro carries a daily limit of 200 uses for most AI editing features, such as background removal or upscaling. Past that, each extra use costs 1 credit, or you wait until the quota resets at 00:00 UTC. Pro+ has unlimited access to all AI editing features with no daily limits on uses or images. If you process product shots in bulk, the cap and the lack of batch editing on Pro will be what pushes you up a tier.

Commercial licensing

Fotor says Pro subscribers can use free material and material marked as Pro commercially, while Pro+ subscribers can use all materials commercially. AI images you generate can be used for personal and commercial purposes and Fotor says you are the copyright owner, though its terms add that Fotor makes no copyright claim over AI output and has no ability to license it to you. The terms also cap commercial prints of licensed creative images at 10,000, forbid sublicensing, and require work finished during your subscription to be published within 30 days after it ends.

Other Pro+ extras

• Batch editing and brand kits are listed by Fotor's help centre as Pro+ features.
• Cloud storage jumps from 2GB to 100GB.
• 30 concurrent generations instead of 10, which matters when you queue many variations.

Free trial, cancellation and refunds

Fotor offers a 7-day free trial to new users who registered within the last 2 days, and it cannot be combined with a discount. The catch is timing: Fotor says the fee is charged a few hours before the trial ends and recommends cancelling at least one day in advance. If you miss that window and the charge goes through, Fotor will not refund it.

No refunds, with one narrow exception

The Terms of Service (18 September 2026) state that subscription fees are not refundable, that separately bought tokens are not refundable, and that payments made under a promotional offer will not be refunded. Fotor's help centre adds that cancelling only stops the next renewal and does not mean a refund. The only refund wording we found is for upgrading from Pro to Pro+ while Pro is still active, where Fotor says it can refund based on your using period. Purchases made through the App Store or Google Play fall under those stores' refund rules.

How to cancel

1. On the web, open Account Setting and go to Subscription.
2. Click Manage Plan, then Cancel your subscription.
3. Confirm with Downgrade to free plan.
4. If you subscribed through iOS, Mac or Google Play, cancel in that store instead; cancelling on the web does not stop a store subscription.

Your paid benefits stay until the next charging date. On notice, Fotor's own documents disagree: the live terms say a cancellation request must be made at least 24 hours before the subscription expires, while an older copy of the terms in the help centre says seven days. Cancel at least a week early and you are covered under either.

Privacy, data and where disputes go

Fotor's privacy policy says your inputs and outputs are stored on Amazon Web Services servers in the USA and are generally kept for as long as your account exists. Face data used for avatars is stored temporarily and deleted once the avatars are generated, and Fotor states it does not use face data to train other AI products. The policy does not make an equivalent promise about ordinary photo uploads either way.

• Prompts and images sent to AI generators are transferred to the third-party model providers listed above.
• The iOS privacy label lists location identifiers and usage data as data used to track you.
• The Terms of Service are governed by the laws of the PRC, with disputes going to a People's Court in Chengdu, Sichuan Province, and the privacy policy includes a class-action waiver.

Cross-platform use is another place where Fotor contradicts itself. The help centre says a Pro or Pro+ membership is tied to your account and available on all Fotor platforms. Section 6.1.7 of the terms says a subscription paid on one platform is not transferable to another. To be safe, buy on the platform you use most.

Verdict: who Fotor is for

Fotor is a good fit for people who want quick edits, templates and occasional AI generation in one browser tab, and who will stay within Classic or mid-priced models. The editor and template library are mature, and Pro's price is in line with other consumer photo apps.

It is a weaker fit if you plan to lean on premium models or video. At 15 credits per Nano Banana Pro image and around 250 credits per Veo 3.1 clip, Pro's 100 credits go quickly, and the pricing that would cover heavy use sits in Pro+ and Max. Combine that with a no-refund policy, a trial that bills hours before it ends and conflicting cancellation notices, and the practical advice is simple: try the free plan with the community-sharing setting off, pay monthly before you pay annually, and set a reminder to cancel a week before renewal if you are not sure.

Frequently asked questions

How much does Fotor Pro cost?

It depends on where you buy. The US App Store lists Fotor Pro at $8.99 a month, $47.99 a year or $6.99 a week as of 4 October 2026, while a Fotor help-centre screenshot of a web subscription shows US$10.99 billed monthly. Check the checkout price on your platform before paying.

Is Fotor free?

Yes, the Basic plan is free forever, but it is limited. You get basic features, limited templates, normal-quality exports, 512MB of storage and an unspecified number of free credits, and the free account cannot be used for commercial work.

How many AI images do I get on Fotor Pro?

Pro gives 100 credits a month, so the answer depends on the model. That is about 100 images with the Classic model, 20 with Seedream 5.0 Pro, 10 with GPT Image 1 Medium or about 6 with Nano Banana Pro.

Do unused Fotor credits roll over?

Yes, while you stay subscribed. Subscription credits accumulate for up to 5 months, but they all expire on the date your subscription ends if you cancel.

Can I get a refund from Fotor?

Generally no. Fotor's terms say subscription fees, separately bought tokens and promotional payments are not refundable, and a trial that converts because you did not cancel in time is not refunded either. App Store and Google Play purchases follow those stores' refund policies.

When does the Fotor free trial charge me?

A few hours before the 7-day trial ends. Fotor recommends cancelling at least one day before the trial expires to avoid the charge.

Can I use Fotor images commercially?

Only on a paid plan. Pro covers free and Pro-marked materials, Pro+ covers all materials, and AI images you generate can be used commercially, subject to the print and sublicensing limits in Fotor's terms.

Does Fotor work on all my devices with one subscription?

Fotor's help centre says yes, a Pro or Pro+ membership is tied to your account and works on web, iOS, Android, Mac and Windows. Its terms say a payment on one platform does not transfer to another, so buy on the platform you use most.

Key takeaways

• Fotor now has four tiers: Basic (free), Pro (100 credits a month), Pro+ (300) and Max (1,000 to 50,000).
• Pro is $8.99 a month on the US App Store, but Fotor's own web billing screenshot shows US$10.99, so check your checkout price.
• Premium models are expensive in credits: Nano Banana Pro costs 15 per image and Veo 3.1 about 250 per 8-second clip.
• Pro caps most AI editing at 200 uses a day; Pro+ removes the cap and adds batch editing and brand kits.
• Subscriptions are not refundable, and the free trial charges a few hours before day 7 ends.
• Free users generating with gift credits have their AI images public in the community by default, so opt out first.