VisualGPT Review 2026: Real Prices, Credit Costs and the Fine Print

What VisualGPT is and who runs it

VisualGPT's footer and terms name the operator as ZINGKODE LTD. The site itself names no country, and the governing-law clause in its terms reads, literally, "governed by the laws of us". A third-party Cypriot registry lists a ZINGKODE LIMITED (reg. no. HE468095) registered on November 26, 2024 in Strovolos, Nicosia. That's the only location we could tie to the company, and it doesn't come from the vendor.

The product runs only in the browser. The help centre says "Currently, we don't have a dedicated app", so ignore App Store listings called VisualGPT, which come from a different seller. Sign-in is Google-only: "Currently, we only support logging in with Google accounts."

The left toolbar groups everything into three areas: AI Image, AI Room and AI Visual. The site's sitemap lists more than 150 tool pages, which fall into roughly six groups:

• Image generation and editing: AI image generator, AI image editor, background remover, upscaler, photo enhancer, object, watermark and text removers, image extender, background changer.
• People and fashion: headshot generator, clothes changer, virtual try-on, hairstyle changer, pose generator.
• Restoration and conversion: old photo restoration, colorizer, image and manga translator.
• Commerce and branding: logo, sticker and mockup generators, product photography, ghost mannequin.
• Video: AI video generator, video enhancer and editor, lip sync, dance generator, and a clip maker that cuts long videos into shorts.
• Rooms and diagrams: AI room designer, floor plans, kitchen and garden design, paint colour visualizer, plus mind map, flowchart and infographic makers.

Which AI models you get

According to the homepage FAQ, VisualGPT gives you access to "the world's top AI models - including GPT Image 2, Nano Banana Pro, Seedance, Seedream, and Kling". The credits policy has a longer list:

• Image: Nano Banana, Nano Banana 2, Nano Banana 2 Lite, Nano Banana Pro, GPT Image 1.5, GPT Image 2, GPT Image 2.5 (Flare and Sunburst), Gempix 2, FLUX Kontext Pro, Flux 2 Pro, Flux Dev, Seedream 4.0, 4.5, 5 and 5 Pro, the Qwen Image family, Minimax Image-01, Z-Image, Midjourney, Midjourney Niji v7 and Ideogram v4.
• Video: Kling 3.0 (plus Omni and Motion Control), Seedance 2.0, 2.0 Fast, 2.0 Mini and 2.5, Veo3.1 Lite, Fast and Quality, Grok Imagine Video 1.5, MiniMax H3 (Hailuo 3), Gemini Omni and Omni 1.1 Flash, Wan 3.0 and Wan 3.0 Prime, HappyHorse 1 and FLUX 3.

That's the main reason to use VisualGPT: one login and one balance covering models you'd otherwise need several accounts to reach. The downside is that the quality of what you get is decided by those third-party models. VisualGPT controls the price you pay to reach them.

VisualGPT pricing: plans and real prices

There are four subscription tiers plus one-time credit packs. The pricing page shows large '% OFF' badges next to struck-through list prices of $10, $50, $200 and $600 a month. Those list prices aren't what anyone pays. Here are the annual figures the page states in plain text:

• Starter: $72 a year ($6 a month effective), 100 credits a month, $0.06 per credit.
• Basic: $180 a year ($15 a month effective), 500 credits a month, $0.03 per credit.
• Pro (marked 'Most Popular'): $240 a year ($20 a month effective), 2,000 credits a month, $0.01 per credit.
• Ultra: $720 a year ($60 a month effective), 6,000 credits a month, $0.01 per credit.
• Enterprise: "Contact us for a custom plan".

The vendor's page loads monthly prices with JavaScript. AutoGPT.net's listing (updated October 5, 2026) gives them as $8 for Starter, $19 for Basic, $39 for Pro and $89 for Ultra. Those numbers match VisualGPT's own "Save $X compared to monthly" lines exactly ($24, $48, $228 and $348), so we think they're accurate. Still, they come from a third party, not from the pricing page.

The size of the annual discount depends on which part of the page you read. The FAQ says "approximately 20% savings", the subscription policy says a "20% discount", the billing toggle says "Save 90% OFF", and the plan badges range from 40% to 90%. Our calculation from the monthly prices above gives about 25% off on Starter, 21% on Basic, 49% on Pro and 33% on Ultra.

Lifetime credit packs

Packs are a one-time purchase, and the credits are marked "Permanent": 200 credits for $20, 1,000 for $39, 2,000 for $59, 3,000 for $89, 5,000 for $149, 10,000 for $299 and 50,000 for $999. Prices are in US dollars, payment goes through Stripe, and the help centre says you'll need an international credit card.

How far the credits really go

Each plan advertises "Up to" 100, 500, 2,000 or 6,000 images a month. That's one image per credit, which only holds for the cheapest tools. According to the credits policy, these are the per-image costs:

• 1 credit: background remover and AI image upscaler. The object remover costs 1 to 4 and the watermark remover 1 to 2.
• GPT Image 2.5 (Flare/Sunburst) for paid members: 1 credit at Low quality from 1K up to 4K, 2 to 3 at Medium, and 6 to 12 at High. Free users pay 3 to 24.
• GPT Image 2: from 3 credits up to 50, depending on quality and resolution.
• Nano Banana: 4. Nano Banana 2: 8, 12 or 18. Nano Banana Pro: 15 or 25.
• Seedream 4.0, 4.5 and 5: 3, 5 and 5. Seedream 5 Pro: 8 or 16. Midjourney: 2, 3 or 5. Ideogram v4: 4, 8 or 13. Flux 2 Pro: 10 or 15.
• Themed tools such as the headshot generator, clothes changer and room designer: usually 4 credits, sometimes 4 to 8 or 4 to 15. The AI menu generator costs 15.
• Free (0 credits): AI Visual Card, the mind map maker, the flowchart generator and the infographic generator.

Video is charged by the second. Kling 3.0 at 720p costs 10 credits a second without audio and 16 with it, rising to 35 and 56 at 4K. Veo3.1 Quality costs 50 credits a second at 720p and 75 at 4K. Seedance 2.0 with an image input ranges from 15 credits a second at 480p to 158 at 4K. MiniMax H3 costs 10 credits a second at 768P.

What Starter's 100 credits buy

• About 100 low-quality GPT Image 2.5 images, which is the case where 'up to 100 images' is true.
• About 25 Nano Banana images, or about 6 Nano Banana Pro images at the lower tier.
• One 5-second Kling 3.0 clip at 720p with audio (80 credits), with 20 credits left.
• No 8-second Veo3.1 Quality clip, which costs 400 credits at 720p.

The video allowances work the same way. Pro advertises "Up to 250 videos/month" from 2,000 credits, which is 8 credits per video. Under the per-second rates above, that's less than one second of Kling 3.0 at 720p. Realistically, 2,000 credits buys about 25 five-second Kling clips with audio, or about 33 six-second MiniMax H3 clips.

The free plan

Free users can claim 10 credits a day by logging in. The credits policy says those credits are valid for 24 hours and can be claimed "for 7 consecutive days". The homepage, by contrast, promises daily credits with "no credit card required and no time limit". We couldn't work out which is correct. You can also earn permanent reward credits, and the help centre says sharing once a day earns 5.

Ten credits gets you about ten background removals, or three low-quality GPT Image 2 images (GPT Image 2.5 on the free tier costs 3 credits at Low quality). The plan comparison table lists free history storage as 15 days and download quality as "Standard" against "High-Quality" on paid plans. According to the homepage, paid plans unlock "high-resolution downloads up to 4K". Since it also says paid downloads are "watermark-free", free downloads probably carry a watermark, but no page says so outright. We found no free trial of the paid plans.

The fine print: renewals, refunds and rights

These rules matter most when something goes wrong. VisualGPT's pages also disagree on several of them, so we've set out what each page says rather than pick one version.

Credits expire monthly, even on annual plans

The subscription policy says unused credits "do not roll over, do not accumulate, and will automatically expire at the end of each monthly billing cycle, regardless of whether the subscription is paid monthly or annually." So an annual Starter plan doesn't give you 1,200 credits up front. You get 100 a month, and whatever you don't use is gone. Subscription credits are used before pack credits.

Renewal

Monthly plans renew automatically. The subscription policy says "Annual plans do not auto-renew upon expiration", but the terms say subscriptions "automatically renew at the end of each period without notice until you cancel". To cancel, the subscription policy points to the My Subscriptions page, while the terms point to Profile, then My Plan. Either way, a cancelled monthly plan stays active until the end of the billing period and then drops to free.

Refunds

• Subscription policy and pricing FAQ: refunds only "within 24 hours of the initial purchase, provided no credits from the plan have been used", calculated as amount paid minus the value of credits used. You request one by emailing [email protected] "with a valid reason".
• The same policy excludes renewals, repeat purchases, and "promotional or discounted purchases".
• Terms: "No Refund Policy". Refunds only for system bugs, within 24 hours of the first payment. "We do not guarantee refunds for lack of usage or dissatisfaction."
• Credits policy: "Purchases made at promotional or discounted rates are final and non-refundable."

Our reading: every plan and almost every pack carries a '% OFF' badge, so most purchases could fall under the 'discounted' exclusion. The vendor hasn't said whether it applies the rule that way, but treat any purchase as non-refundable.

Failed or blocked generations

According to the credits policy, a result blocked "due to content safety restrictions" is "still counted as a credit usage". The help centre says an image that wasn't generated successfully "won't count as an attempt". Expect to pay for blocked prompts.

Commercial use

The pricing FAQ says "Every image you create on VisualGPT comes with full commercial rights." The homepage FAQ says free-plan images "are for personal, non-commercial use", and that commercial rights apply to output from a paid subscription or Lifetime Credits, continuing after you cancel. The terms don't address who owns the output. If you need images for client work, generate them on paid credits.

Privacy, data and account deletion

The privacy policy (last updated October 12, 2026) makes a "Zero AI Model Training Commitment". It says VisualGPT doesn't use your uploads, outputs or prompts to train its models, and that third-party model providers "are expressly prohibited from retaining your images long-term" or training on your data. Data is stored "on servers in the United States or in other territories." You must be at least 18 to use the service.

On storage and deletion, the pages disagree again. The privacy policy says saved images stay until you delete them. The help centre says "We do not store your images on our servers". The pricing table limits free history to 15 days. The privacy policy says you can delete your account from the dashboard, but the help centre says "Currently, we don't support deleting accounts yet." Keep your own copy of anything you want to keep.

Verdict: who VisualGPT suits

VisualGPT makes sense if you want occasional access to many models without paying for several separate accounts, especially if most of your work is cheap tasks like background removal, upscaling or low-quality GPT Image 2.5. In that case the 1,000-credit pack at $39 is the safest way in: the credits don't expire, and you aren't relying on renewal terms that the site itself states two different ways.

It's a weaker choice for regular video work or high-end image models. At 15 to 25 credits per Nano Banana Pro image or 50 credits per second of Veo3.1 Quality, the smaller plans run out fast, and the credits reset every month either way. Outside opinion is thin too: Trustpilot shows a TrustScore of 3.3 from only three reviews, one of which complains about the 15-day project deletion and expiring credits. That's too few reviews to tell you much.

• Good fit: casual creators, small sellers who need product photos and cutouts, and anyone who wants to try several models from one account.
• Poor fit: heavy video users, people who need a clear refund policy, and teams that need a data-deletion process they can rely on.
• Before you buy: try the free daily credits to check the specific tool you need, and work out its credit cost from the credits policy.

Frequently asked questions

How much does VisualGPT cost?

Billed annually, VisualGPT costs $72, $180, $240 or $720 a year for Starter, Basic, Pro and Ultra ($6 to $60 a month). Monthly billing is $8, $19, $39 or $89 according to AutoGPT.net, which matches the savings figures VisualGPT publishes. Lifetime packs start at $20 for 200 credits.

Do VisualGPT credits roll over?

No. Subscription credits expire at the end of each monthly cycle, even on annual plans, and can't be restored. Only credits from Lifetime packs and earned reward credits are permanent.

Can I get a refund from VisualGPT?

Only within 24 hours of your first purchase, and only if you haven't used any credits. The subscription policy also excludes renewals and discounted purchases, while the terms limit refunds to system bugs. Since almost every price on the site is shown as discounted, assume you won't get a refund.

Can I use VisualGPT images commercially?

Yes, if you made them on a paid subscription or with Lifetime Credits. According to the homepage, that right continues after you cancel. Free-plan output is described as personal, non-commercial use, although the pricing FAQ claims every image has full commercial rights.

Does VisualGPT train AI on my images?

Its privacy policy says no. It commits to not training on your uploads, outputs or prompts, and says third-party model providers are prohibited from training on them or keeping them long-term.

How do I cancel a VisualGPT subscription?

Cancel from your account. The subscription policy calls the page My Subscriptions, and the terms call it Profile, then My Plan. Your plan stays active until the end of the billing period and then reverts to free. Cancel at least a day before renewal, because a renewed month isn't refundable.

Is there a VisualGPT app?

No. VisualGPT is web-only and says it doesn't have a dedicated app. Apps in the App Store with the same name come from a different seller. You can only log in with a Google account.

Key takeaways

• VisualGPT sells credits for many third-party models, including GPT Image 2.5, Nano Banana, Seedream, Midjourney, Kling and Veo, in one web app.
• The real annual prices are $72, $180, $240 and $720 a year. The $10 to $600 'list prices' are struck-through numbers that nobody pays.
• Subscription credits expire every month, even on annual plans. Lifetime packs never expire and cost about the same per credit as Basic.
• 'Up to 100 images' assumes 1-credit tools. Premium models cost 4 to 50 credits per image, and video costs 10 to 158 credits per second.
• Refunds are limited to 24 hours with no credits used, and discounted purchases are excluded. The site's pages contradict each other on refunds, renewals, commercial rights and data deletion.